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“The CGT increase on asset sales/business sales could affect future retirement plans, meaning clients are working longer to some degree or saving more heavily. Salary sacrifice is now more attractive given that NI rates have increased.” Stamp Duty Land Tax: The increase in Stamp Duty Land Tax for additional properties will affect businesses purchasing property. […]
For small business owners in the UK, recent news of an interest rate cut from 5% to 4.75% is a welcome relief. This change marks the lowest rate in over a year and offers real benefits for businesses looking to reduce financing costs, manage debt more effectively, or explore new growth opportunities. In this blog, […]
The Economic Crime and Corporate Transparency Act (2023) will bring about some of the most substantial changes to company law since 1844. Its main goal is to make business practices more transparent and tackle financial crime more effectively.  So, what does this mean for small and large businesses? Letâs break down the key points […]
Borrowers can get an edge by appealing to lenders – particularly when the market is getting competitive Are you wondering where the opportunities are in the 2025 commercial or buy-to-let mortgage market? Let’s take a look. New lending for commercial real estate plummeted by 33 percent last year to the lowest point since 2013. For […]
Ian Hawkins Head of Content Ian Hawkins is Head of Content at Swoop. As a freelance business journalist and filmmaker he has reported from Europe, Central and North America and Africa. His films and writing have appeared on BBC World, Reuters and CBS, and he has spoken at conferences on both sides of the Atlantic […]
Small business owners need to gauge their risk appetite carefully before they agree to funding that puts their personal assets on the line Personal guarantees are a common requirement for small business loans, but many entrepreneurs may not fully understand the risks involved. A personal guarantee means that you’re personally liable for the loan if […]
With over 900,000 new businesses launched in the UK in 2023, entrepreneurship is booming. With 2024 showing similar promise, itâs a great time to consider launching your own business. Setting up a limited company is a popular choice for many entrepreneurs as it offers several advantages, including the right balance of professionalism, personal financial protection, […]
Tax season can be daunting, especially for small business owners. However, knowledge of the permissible tax deductions can help them minimise their taxable income and improve their financial position. A business tax deduction is an expense that can be subtracted from revenue for the calculation of taxable business income. The following blog discusses 19 key […]
Completing the self-assessment tax return may certainly be a challenging task, but it needs to be completed accurately. You have two main options: the traditional paper form or using HMRCâs online portal. With over 97% of people now filing online, it is clear that many find the digital route easier. Letâs dive into why […]
Managing a business requires compliance with various rules and regulations. Understanding the classification of a companyâs size is important to determining the financial reporting standards to be followed. The following blog explores the classification of a company into a micro-entity or a small company and the key differences between the different financial reporting standards. What […]
